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FHA, VA, Fannie Mae

Fannie Mae

Federal National Mortgage Association. A government-sponsored private corporation that buys home loans from lenders and sells them to investors.

Freddie Mac
A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

FHA/VA Loans
The Federal Housing Administration (FHA) is a federal agency within the US Department of Housing and Urban Development (HUD). The same options exist for FHA loans as the Fixed Rate Loan (10-30 year). FHA's objective is to assist providing housing opportunities and is widely used for 1st time home buyers. FHA loans are also available for refinancing a home. There are FHA guidelines. Consult with a Fairway Independent Mortgage loan officer for details. The advantages for the FHA loan are: great for 1st time home buyers, lower down payment than a conventional loan, down payments can be a gift from someone.


VA loans
Are mortgage loans guaranteed by the Veterans Administration, an agency of the federal government that provides services for eligible veterans.

USDA (Rural Housing) and WHEDA
Fairway realizes that not everyone has the ability or resources to make a substantial down payment. USDA loans are provided to the borrower that wants to own a home, but has not managed to save for a down payment. To see if you qualify, please consult with a Fairway Independent Mortgage loan officer.

Ken Goffstein, Loan Officer, NMLS #90513
Fairway Independent Mortgage Corp.
45 N Broad St, Suite 327, Ridgewood, NJ  07450
Office:  (201) 825-5801
Cell:  (201) 314-8931
Fax:  (201) 353-2458
kgoffstein@fairwaymc.com
Copyright © 2018 Fairway Independent Mortgage Corp. FIMC #2289
Licensed Mortgage Banker NYS Banking Dept.
Licensed by the N.J. Department of Banking and Insurance
Complaints may be directed to:
(877) 699-0353 or customerservice@fairwaymc.com
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